Category Archive For "Expat Insurance"
Thai New Year celebrations: how alcohol consumption can impact your insurance
April is just around the corner, and with it comes Songkran. Held annually from the 13th to 15th of April, this year the Thai New Year holiday has been extended to a blissful five days! While many locals will leave Bangkok to visit family in the country, those who stay will find the streets buzzing …
Countries that won’t let you enter without travel insurance
There are a whole host of reasons why you should secure travel insurance when going abroad, the most obvious of which being to protect yourself from unforeseen medical emergency costs and travel mishaps. Before jetting off to your travel destination, it’s also important to be aware of the entry requirements of your destination country. Aside …
Protecting yourself with health insurance during Thai floods
When you live in a tropical climate, getting used to challenging weather comes with the territory. Asia itself suffers greatly from seemingly regular catastrophic weather events. In 2015, the region accounted for a whopping 159 of the total 353 world disaster events; claiming the lives of more than 18,000 people, and causing USD 37.7 billion …
What is an insurance broker, and how do I find a good one?
Here’s an important fact that many consumers don’t know: insurance brokers and intermediaries make up a significant majority of business in the insurance sector. Why is this important to know? Many are familiar with well-known insurance companies such as AXA, Bupa, and Cigna, but how much do you really know about brokerage services? Are they …
Retirement in Thailand: what you need to know about settling abroad
With the cost of care forever rising and many young families finding it tough to get by financially, many parents are now reconsidering their retirement plans. For some, extending their career past the retirement age might be a necessary path. Others are looking at downsizing and liquidating large assets in order to reduce their need …
Australians experiencing dangers in Thailand: how to protect yourself abroad
In a report released earlier this year by the Australian Department of Foreign Affairs and Trade (DFAT), Thailand was highlighted as the leading location where Aussie tourists found untimely ends. Travelling anywhere in the world comes with risk. After all, if you aren’t feeling a little out of your comfort zone, you might as well …
Legal and medical insurance obligations for sending your staff to Thailand
The Thai labor market is governed by strict rules and regulations, many of which are applicable to foreign nationals working in the country. Whether you’re sending your staff to Thailand for a short term secondment, or for a long period of time, please note that your business may be held liable if you do not …
Alternative medicine and your insurance: what’s the deal?
X-rays, injections, hospitals full of doctors, nurses, and beeping technology; the Western approach to medicine is a familiar image, and one that is found frequently around the world. What many of us in the West can forget, however, is that our way of treating ill health and fixing ailments isn’t the only way. In fact, …
What’s driving international insurance costs in Thailand?
Having previously discussed the outline of the recently released Cost of International Health Insurance – 2017 report (read it here), Pacific Prime Thailand thought it might be useful to discuss what exactly might be driving international insurance costs in both Thailand and abroad. The report identifies four global drivers that it believes is impacting premiums …
Health insurance 101: Making a health insurance claim in Thailand
The vast majority of people who purchase health insurance do so with the hopes that they remain healthy enough to not actually have to use the claim. The reality, however, is that with health insurance it is not a matter of if you will need to submit a claim, but when will you need to …
