{"id":788,"date":"2018-10-05T16:16:20","date_gmt":"2018-10-05T09:16:20","guid":{"rendered":"https:\/\/www.pacificprime.co.th\/blog\/?p=788"},"modified":"2018-10-05T16:16:20","modified_gmt":"2018-10-05T09:16:20","slug":"insurance-for-an-educational-institution-in-thailand","status":"publish","type":"post","link":"https:\/\/www.pacificprime.co.th\/blog\/insurance-for-an-educational-institution-in-thailand\/","title":{"rendered":"How to obtain insurance for an educational institution in Thailand"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Private and international schools, just like any other organization, are exposed to a wide range of potential threats that can have a dramatic impact upon them &#8211; even ending their operation. With so many parties involved in the functioning of a school, obtaining insurance for an educational institution that will protect all assets, students, parents, and employees is daunting, but nevertheless crucial. Today, <\/span><a href=\"https:\/\/www.pacificprime.co.th\/\" target=\"_blank\" rel=\"noopener\"><b>Pacific Prime Thailand<\/b><\/a><span style=\"font-weight: 400;\"> will explore in detail how best to obtain insurance for an educational institution, and what the essential insurance elements to look at are. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">This analysis is an additional commentary to our recently released <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/resources\/school-insurance-guide-download\/\" target=\"_blank\" rel=\"noopener\"><b>School Insurance Guide 2018-2019<\/b><\/a><span style=\"font-weight: 400;\">, which we strongly encourage you to download. In it, we list all essential, as well as recommended, insurance solutions for private and international schools.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-5' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=general\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-414\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/07\/Blog-Banner_Thailand_3.jpg\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What types of risks do international schools face? <\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Obtaining insurance for an educational institution is not an easy task. Every school\u2019s needs are different and can get very complex. That\u2019s why understanding the risks that an organization may face is essential for every school administrator, or anyone involved in a school\u2019s risk management strategy. Some of the most common threats that schools may encounter include:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Fraud and theft<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Student safety<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Staff medical costs<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Brand and reputational damages<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Injury to staff <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Data privacy breaches and cyber attacks <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Property damage (e.g. fire, flood)<\/span><\/li>\n<li><span style=\"font-weight: 400;\">And many more. <\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Educational institutions can protect their good reputation, financial stability and ability to continue their operations by choosing the right school insurance solutions for their needs. <\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What to look for when searching for <\/span><span style=\"font-weight: 400;\">insurance for an educational institution<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">As with any type of insurance, school insurance has its rules. There are plenty of plan options, but also many potential pitfalls that unexperienced shoppers can encounter. Below, we present a few points to pay attention to when deciding on a school insurance plan.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Type of school insurance<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Depending on your organization\u2019s needs, and potential threats it may face, you should choose the insurance policies that will work in your best interests. While there are essential school policies that <\/span><a href=\"https:\/\/www.pacificprime.co.th\/\" target=\"_blank\" rel=\"noopener\"><b>Pacific Prime Thailand<\/b><\/a><span style=\"font-weight: 400;\"> recommends for every private and international school, there is also an array of a specific school insurance policies that will apply only to certain educational institutions, such as international student travel insurance or machinery breakdown insurance. <\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Coverage limits<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A coverage limit is the maximum amount of money an insurance company will reimburse you for within a given time period. It is vital to obtain an adequate coverage limit, as too low a limit can hurt your school\u2019s budget almost as much as no coverage at all. Ask insurance experts, such as\u00a0<\/span><strong><a href=\"https:\/\/www.pacificprime.co.th\/contact-us\" target=\"_blank\" rel=\"noopener\">Pacific Prime Thailand<\/a><\/strong><span style=\"font-weight: 400;\">, to help you determine the proper coverage limit for each school insurance policy you want to have in place. <\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Exclusions<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">An exclusion refers to anything the insurer won\u2019t cover in the plan. Exclusions can be a very tricky part of every insurance plan, as they often vary from plan to plan. Thus, it\u2019s of the utmost importance to know a plan\u2019s exclusions and to understand them before purchasing it. For example, typical exclusions in business interruption insurance plans would be pollution, contamination, riot, or civil commotion.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-4' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/plans\/corporate\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=corporate\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-411\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/07\/SEO-Baner-Corporate.webp\" alt=\"Corporate insurance banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Secure <\/span><span style=\"font-weight: 400;\">insurance for an educational institution<\/span><span style=\"font-weight: 400;\"> with Pacific Prime Thailand &#8211; an experienced insurance broker <\/span><\/h2>\n<p><span style=\"font-weight: 400;\">While you can go directly to your insurer of choice and obtain a plan from them, there are some things you should know about working with an insurance broker first. The process of getting the right school insurance solution is likely to be as follows: <\/span><\/p>\n<p><b>Step 1<\/b><span style=\"font-weight: 400;\"> &#8211; We help you identify your organization\u2019s insurance needs through a thorough analysis of your school\u2019s situation, an on-site visit, and a series of questions. <\/span><\/p>\n<p><b>Step 2 <\/b><span style=\"font-weight: 400;\">&#8211; Based on the collected information, we advise you on different policies and coverage options. We will present you with an easily comparable list of a few top plans, and explain any questions you may have. <\/span><\/p>\n<p><b>Step 3 <\/b><span style=\"font-weight: 400;\">&#8211; Once you have chosen the plan you want to go with, we will rigorously benchmark it against other similar plans on the market and issue a Request for Proposal (RFP) to any relevant insurers. \u00a0<\/span><\/p>\n<p><b>Step 4 <\/b><span style=\"font-weight: 400;\">&#8211; After successfully securing the perfect school insurance for your organization, Pacific Prime will help you implement it, and further manage and administer the plan &#8211; thereby taking that burden off your shoulders. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">The process of getting insurance for an educational institution can be a lengthy ordeal, but with our help you can have peace of mind that all of your insurance needs are well met. You will be paired with a dedicated account manager, and get access to our claims support team, which is always ready to assist you.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/corporate\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=Blog_Banner&utm_content=corporate\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-416\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2022\/05\/PPTH_Bus_01.jpg\" alt=\"Corporate Insurance CTA Banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Contact Pacific Prime Thailand &#8211; a regional expert in school insurance solutions<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If haven\u2019t already, download our recently released <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/resources\/school-insurance-guide-download\/\" target=\"_blank\" rel=\"noopener\"><b>School Insurance Guide 2018-2019<\/b><\/a><span style=\"font-weight: 400;\">, and complement your knowledge about insurance for educational institutions by learning all about the essential and recommended solutions for private and international schools. \u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To learn more about our approach, and what other clients say about us, please visit our <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/our-partners\/our-clients\/schools\/\" target=\"_blank\" rel=\"noopener\"><b>corporate website<\/b><\/a><span style=\"font-weight: 400;\">, or simply get in touch with us today for a nonbinding chat. You <\/span><a href=\"https:\/\/www.pacificprime.co.th\/contact-us\/\" target=\"_blank\" rel=\"noopener\"><b>can contact us via e-mail<\/b><\/a><span style=\"font-weight: 400;\"> or phone at \u00a0+66 (0) 2 697 9145. <\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Private and international schools, just like any other organization, are exposed to a wide range of potential threats that can have a dramatic impact upon them &#8211; even ending their operation. With so many parties involved in the functioning of a school, obtaining insurance for an educational institution that will protect all assets, students, parents, &#8230;<\/p>\n","protected":false},"author":9,"featured_media":790,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1],"tags":[],"class_list":["post-788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to obtain insurance for an educational institution in Thailand<\/title>\n<meta name=\"description\" content=\"What to look for when searching for insurance for an educational institution in Thailand? 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