{"id":763,"date":"2018-09-10T16:17:47","date_gmt":"2018-09-10T09:17:47","guid":{"rendered":"https:\/\/www.pacificprime.co.th\/blog\/?p=763"},"modified":"2018-09-10T16:17:47","modified_gmt":"2018-09-10T09:17:47","slug":"types-of-insurance-plans-for-international-schools-in-thailand","status":"publish","type":"post","link":"https:\/\/www.pacificprime.co.th\/blog\/types-of-insurance-plans-for-international-schools-in-thailand\/","title":{"rendered":"Types of insurance plans for international schools in Thailand"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Private and international schools require proper protection, just as any other type of business does. <\/span><span style=\"font-weight: 400;\">Insurance plans for international schools<\/span><span style=\"font-weight: 400;\"> in Thailand should be considered by any management team as a part of their crisis management solution. Schools can be affected by a vast number of threats that can arise from natural disasters, cyber-attacks, theft, or errors and omissions of the staff. What are specific solutions for educational institutions, and how do we choose the <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/our-partners\/our-clients\/schools\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">insurance plans for international schools<\/span><\/a><span style=\"font-weight: 400;\"> that they really need? Find out in this article from Pacific Prime Thailand.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why private and international schools need specific school insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Insurance is a form of protection you buy hoping you will never have to use it, but you are grateful to have it when risks turn into incidents. Educational institutions, in particular, are exposed to a variety of risk every single day. A well-designed insurance plan will protect the school\u2019s property, good name, financial stability, faculty, visitors, and students. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">In Pacific Prime\u2019s latest <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/resources\/school-insurance-guide-download\/\" target=\"_blank\" rel=\"noopener\"><b><i>School Insurance Guide 2018-2019<\/i><\/b><\/a><span style=\"font-weight: 400;\">, our expert team has identified essential and recommended <\/span><span style=\"font-weight: 400;\">insurance plans for international schools,<\/span><span style=\"font-weight: 400;\"> and reasons behind choosing those solutions.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-4' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/plans\/corporate\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=corporate\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-411\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/07\/SEO-Baner-Corporate.webp\" alt=\"Corporate insurance banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Essential <\/span><span style=\"font-weight: 400;\">insurance plans for international schools<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The must-have i<\/span><span style=\"font-weight: 400;\">nsurance plans for international schools<\/span><span style=\"font-weight: 400;\"> offer coverage for the most common events that may harm your institution. The solutions in this list include: <\/span><\/p>\n<p><b>Property insurance<br \/>\n<\/b><span style=\"font-weight: 400;\">Covers all risks of physical loss or damage to property, including risks such as fire, storm, flood, water damage, vandalism, theft, and accidental damage to items\/buildings that you have insured. <\/span><\/p>\n<p><b>Business interruption<br \/>\n<\/b><span style=\"font-weight: 400;\">Cover for loss of revenue and\/or increased costs required to<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">continue provision of services (eg. teaching) caused by interruption or interference to teaching and other services you provide caused by the material damage. This cover is related to property insurance, and buildings and objects insured.<\/span><\/p>\n<p><b>Cyber insurance<br \/>\n<\/b><span style=\"font-weight: 400;\">This must-have solution covers the costs associated with cyber extortion, forensics, data breach, and theft, among others. Some plans may include funds necessary for schools to continue their operation until their systems are repaired.<\/span><\/p>\n<p><b>Public liability insurance<br \/>\n<\/b><span style=\"font-weight: 400;\">This plan compensates your school for claims made against it by third parties (not employees) for injury, death, or damage to their property when the school is negligent. This cover applies to pupils\/ students, parents, other visitors to your school, and the general public (including users of facilities you may hire out).<\/span><\/p>\n<p><b>Worker\u2019s compensation and employer\u2019s liability insurance<br \/>\n<\/b><span style=\"font-weight: 400;\">This plan is set to protect the school\u2019s costs should any employee be killed or suffer injury or disease while at work if the school is found to be at fault. In Thailand, this is a mandatory insurance. <\/span><\/p>\n<p><b>Professional indemnity<br \/>\n<\/b><span style=\"font-weight: 400;\">This coverage relates to your liability as a result of claims issued against your school for \u2018failure to teach&#8221;, which might arise from breach of duty because of a negligent act, loss of documents, error or omission, or any form of defamation.<\/span><\/p>\n<p><b>Directors &amp; Officers\u2019 liability insurance<br \/>\n<\/b><span style=\"font-weight: 400;\">It covers legal liability for damages, costs, and expenses for a wrongful act committed, attempted, or allegedly committed by any director\/officer of the school in carrying out their duties.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each school will have their individual insurance needs, but the plans listed above are among the most essential products that we at <\/span><a href=\"https:\/\/www.pacificprime.co.th\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Pacific Prime Thailand<\/span><\/a><span style=\"font-weight: 400;\"> advise that every school obtain.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-5' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=general\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-414\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/07\/Blog-Banner_Thailand_3.jpg\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Recommended <\/span><span style=\"font-weight: 400;\">insurance plans for international schools<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">There are also a number of more advanced insurance solutions that you can take into consideration when choosing the insurance package for the school you manage. Usually secured on top of the essential solutions above, these recommended <\/span><span style=\"font-weight: 400;\">insurance plans for international schools<\/span><span style=\"font-weight: 400;\"> give your institution an extra layer of protection that it may need. Depending on the organization\u2019s needs, such solutions can offer protection for: <\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Loss\/damage to money as a result of robbery, theft, and a number of other unforeseen events through a <\/span><b>money insurance<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> policy;<\/span><\/span><\/li>\n<li><span style=\"font-weight: 400;\">The cost of repairs, or replacing equipment in the event of a total loss under <\/span><b>machinery breakdown insurance<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">;<\/span><\/span><\/li>\n<li><span style=\"font-weight: 400;\">Costs of investigation of employee theft, forgery, or computer fraud (e.g., unlawfully taking money through the use of a third party computer) with <\/span><b>crime insurance<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">;<\/span><\/span><\/li>\n<li><b>Group travel insurance<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">, which might be more cost-effective to have included in your school insurance package all year round, rather than buying a new plan each time;<\/span><\/span><\/li>\n<li><span style=\"font-weight: 400;\">Staff, administrators, students, and voluntary helpers on school business in the event of accidental injury and deliberate assault, which can be protected with<\/span><b> group personal accident insurance<\/b><span style=\"font-weight: 400;\">;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Costs associated with kidnapping, hijacking, and wrongful detainment via <\/span><b>kidnap &amp; ransom insurance<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">;<\/span><\/span><\/li>\n<li><span style=\"font-weight: 400;\">Lost or damaged property during construction and contract work with <\/span><b>erection\/construction insurance<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">As school risks can be intricate and individual, no one-size-fits-all plan can be applied. The above additional recommended <\/span><span style=\"font-weight: 400;\">insurance plans for international schools<\/span><span style=\"font-weight: 400;\"> are presented to showcase that even the most complex cases can be insured and protected against. <\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How can Pacific Prime help? <\/span><\/h2>\n<p><span style=\"font-weight: 400;\">We hope that this article has already helped you to understand different types of <\/span><span style=\"font-weight: 400;\">insurance plans for international schools<\/span><span style=\"font-weight: 400;\">. We would also like to offer you a complimentary copy of the <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\/resources\/school-insurance-guide-download\/\" target=\"_blank\" rel=\"noopener\"><b><i>School Insurance Guide 2018-2019<\/i><\/b><\/a><span style=\"font-weight: 400;\">. This guide outlines essential and recommended insurance solutions from a different perspective, and also answers the question of how important insurance for educational institutions is, including types of threats and how to best source an insurance plan for private or international schools. <\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/corporate\/about-us\/why-choose-us\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> has established long-standing relationships with each of the schools we work with, and we pride ourselves on these strong relationships. Our goal of <\/span><a href=\"https:\/\/www.pacificprime.co.th\/about-us\/\" target=\"_blank\" rel=\"noopener\"><b><i>simplifying insurance<\/i><\/b><\/a><span style=\"font-weight: 400;\"> for our clients is what makes us unique among other insurance brokers. We advise our clients on what\u2019s best for them and work with organizations along the way; starting from assistance with identifying the insurance needs to negotiating benefits and price to aiding in claims processing and plan renewals. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you\u2019re ready to talk about insurance, feel free to <\/span><a href=\"https:\/\/www.pacificprime.co.th\/contact-us\/\" target=\"_blank\" rel=\"noopener\"><b>contact us<\/b><\/a><span style=\"font-weight: 400;\">, and one of our experienced insurance advisors will assist you step-by-step in obtaining the right school coverage for your organization.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/corporate\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=Blog_Banner&utm_content=corporate\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-416\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2022\/05\/PPTH_Bus_01.jpg\" alt=\"Corporate Insurance CTA Banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Private and international schools require proper protection, just as any other type of business does. Insurance plans for international schools in Thailand should be considered by any management team as a part of their crisis management solution. Schools can be affected by a vast number of threats that can arise from natural disasters, cyber-attacks, theft, &#8230;<\/p>\n","protected":false},"author":9,"featured_media":766,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[11,2],"tags":[438,433,243,140,439,637,636,635,634,106,620,633],"class_list":["post-763","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-group-insurance","category-insurance","tag-ban_cor","tag-ban_gen","tag-corporate-insurance-in-thailand","tag-corporate-insurance-solutions","tag-cta_cor","tag-insurance-for-educational-organizations","tag-insurance-for-schools","tag-insurance-plans-for-international-schools","tag-pacific-prime-corporate","tag-pacific-prime-insurance","tag-school-insurance-guide","tag-school-insurance-plans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Types of insurance plans for international schools in Thailand<\/title>\n<meta name=\"description\" content=\"Pacific Prime&#039;s comprehensive guide to essential and additional insurance plans for international schools in Thailand, and worldwide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.co.th\/blog\/types-of-insurance-plans-for-international-schools-in-thailand\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Types of insurance plans for international schools in Thailand\" \/>\n<meta property=\"og:description\" content=\"Pacific Prime&#039;s comprehensive guide to essential and additional insurance plans for international schools in Thailand, and worldwide.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.co.th\/blog\/types-of-insurance-plans-for-international-schools-in-thailand\/\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime Thailand&#039;s Blog\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-10T09:17:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2018\/09\/PPCOM_School-Insurance-Banner.jpg?fit=1138%2C493&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1138\" \/>\n\t<meta property=\"og:image:height\" content=\"493\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"elwira\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"elwira\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading 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