{"id":639,"date":"2018-06-04T16:42:25","date_gmt":"2018-06-04T09:42:25","guid":{"rendered":"https:\/\/www.pacificprime.co.th\/blog\/?p=639"},"modified":"2018-06-04T16:42:25","modified_gmt":"2018-06-04T09:42:25","slug":"good-health-insurance-company","status":"publish","type":"post","link":"https:\/\/www.pacificprime.co.th\/blog\/good-health-insurance-company\/","title":{"rendered":"How to spot a good health insurance company in Thailand"},"content":{"rendered":"

There are a lot of things about health insurance that are reliable. For instance, as long as you adhere to the terms of your policy, you can count on a good health insurance company to reliably reimburse you for covered medical costs. Also, most years you can expect some type of increase in the cost of health insurance premiums. <\/span><\/p>\n

Of course, not everything is reliable when it comes to health insurance in Thailand. For both locals and expats in the country, there are a number of different options to choose from when it comes to not only your healthcare provider, but also your insurance provider. Those that choose to seek out the high quality care in Thailand through private or international hospitals will also no doubt want to have a quality comprehensive insurance policy to go along with it.<\/span><\/p>\n

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A Thailand health insurance policy is only as good as the company that provides it, though. So how is one to know which companies should and should not be seriously considered when choosing a new health insurance company? Here, <\/span>Pacific Prime Thailand<\/span><\/a> breaks down the factors that buyers should keep in mind when choosing the company that will be insuring their, as well as their family\u2019s, livelihood.<\/span><\/p>\n

Thailand health insurance<\/b><\/h2>\n

If you are a new arrival in Thailand, you may be asking yourself, \u201cDo I even really <\/span>need<\/span><\/i>\u00a0good health insurance here? I thought there was a universal healthcare system in place?\u201d<\/span><\/p>\n

If you had this thought, you would not be incorrect. Thailand has had in place a healthcare system that provides subsidized medical care for just about every resident in the country at very affordable prices ever since 2002. The country\u2019s Ministry of Public Health and other non-ministerial government agencies oversee the entire system.<\/span><\/p>\n

The public healthcare system is not without its shortfalls, however. Residents are restricted in which hospitals they can use to receive subsidized care, long queues and wait times are common in many public medical facilities, doctors are often overworked and don\u2019t get to take a proper amount of time with patients, and communication can be a major issue for expatriates in Thai public hospitals.<\/span><\/p>\n

As a result of these points, many people in Thailand purchase private health insurance plans so that they will then have access to high quality private and international hospitals in the country, and the significantly pricier care that can be received in them.<\/span><\/p>\n

What makes a good health insurance company?<\/b><\/h2>\n

If we were to pose the question, \u201cWhat makes a good health insurance company?\u201d to many people out there, the number one answer from a significant portion of respondents would likely be, \u201cA low price.\u201d Yes, people are always worried about the bottom line when it comes to many aspects of life, but we\u2019re here to let you know that this actually should not be the case when it comes to good health insurance.<\/span><\/p>\n

A good health insurance plan is so much more than just want you pay for it. While keeping within your budget is important, there is still certainly a range of service levels between insurers, and Pacific Prime Thailand implores people to seek out the best <\/span>value<\/span> that they can get from their health insurance, rather than the lowest health insurance prices. <\/span><\/p>\n

Below are some of the major factors that make for a good insurance company with this in mind:<\/span><\/p>\n