Kids with health insurance are more likely to get vaccinations<\/a> against life-threatening diseases and prevent spreading them to others. According to the Centers for Disease Control and Prevention, children in Thailand are highly advised to get the following vaccines:<\/p>\n When looking at the vaccination schedule for kids<\/a>, you\u2019ll likely notice that many require a booster shot (an extra administration of the vaccine after the first dose). As children tend to require more frequent vaccinations than adults, costs can easily stack up, especially when taking into account the more expensive types of inoculations like the Japanese encephalitis vaccine.<\/p>\n Kids tend to get sick quite frequently. Naturally, this agonizes doting parents, who are constantly worried about the health and wellbeing of their children. No matter where in the world you go, children\u2019s underdeveloped immune systems<\/a>, combined with frequent interactions with other kids, can make them more susceptible to developing a whole host of illnesses, the most common<\/a> of which include:<\/p>\n Some of these, like colds and a sore throat, are not usually severe health threats, but others, like whooping cough and measles, are very serious and will require immediate medical care. Then, there are conditions like ear infections that can develop into something more serious (e.g. hearing loss) if your child does not have access to the right level of care.<\/p>\n In addition to the above list, there are a number of infectious diseases that concern both kids and adults in Thailand but have been found to carry a higher risk among young children. These include dengue hemorrhagic fever, and Japanese encephalitis, which are both mosquito-borne illnesses.<\/p>\n For further reading: Introducing the most common types of wet season illness in Thailand<\/a><\/p>\n Another major reason why health insurance for kids is important is they\u2019re more likely to get into accidents that require immediate medical attention. It\u2019s a well-known fact that younger children have a penchant for exploration, and while we all know that a healthy dose of curiosity is important for a child\u2019s mental and physical development, kids can be careless and tend to be more accident-prone. According to an article by Mother & Baby<\/a>, the most common childhood accidents are:<\/p>\n The aforementioned childhood accidents can easily become fatal or life-changing if not treated and attended to. Fortunately, Thailand has a number of top hospitals for children, especially in Bangkok. Some of these hospitals include:<\/p>\n When speaking to a broker like Pacific Prime Thailand<\/a>, do check that the health insurance plans that you are looking to secure have the above top hospitals included so your kids have access to specialist pediatric care and treatment.<\/p>\n In addition to the above reasons, a strong argument in favor of health insurance for kids has been found in various studies. These include:<\/p>\n Now that you understand the importance of health insurance for children, let\u2019s take a look at three means of getting the right health coverage for them.<\/p>\n Most large companies in Thailand offer health coverage to their employees, as well as their spouses and children. You can check with your HR department to see if your child is covered and assess whether the current coverage is sufficient for their insurance needs.<\/p>\n However, the downside to this way is that your child will lose their coverage if you switch jobs. And when you purchase a new insurance plan for them, the insurer may view any conditions they developed during the previous plan as pre-existing conditions and impose exclusions<\/a> or loadings.<\/p>\n For further reading: What are the most common exclusions in your health insurance plan?<\/a><\/p>\n![\"Family](\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/07\/SEO-Banner-General.webp\")
<\/a><\/p><\/div>\n\nChildren usually require more vaccinations<\/h2>\n
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Kids are more susceptible to developing illnesses<\/h2>\n
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Kids are more accident-prone<\/h2>\n
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Research the top Thai hospitals for pediatric care<\/h3>\n
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The link between health insurance and children<\/h2>\n
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How should I obtain health insurance for my kids?<\/h2>\n
1. Through your company\u2019s employee health benefits<\/h3>\n
2. Through family health insurance<\/h3>\n