{"id":3996,"date":"2025-07-30T10:06:53","date_gmt":"2025-07-30T03:06:53","guid":{"rendered":"https:\/\/www.pacificprime.co.th\/blog\/?p=3996"},"modified":"2026-07-21T17:22:29","modified_gmt":"2026-07-21T10:22:29","slug":"allianz-ayudhya-health-insurance-for-expats-living-in-thailand","status":"publish","type":"post","link":"https:\/\/www.pacificprime.co.th\/blog\/allianz-ayudhya-health-insurance-for-expats-living-in-thailand\/","title":{"rendered":"Allianz Ayudhya: Health Insurance for Expats Living in Thailand"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">As one of Thailand\u2019s leading health insurance providers, <\/span><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/allianz-ayudhya-pacific-prime-thailand\/\"><span style=\"font-weight: 400;\">Allianz Ayudhya<\/span><\/a><span style=\"font-weight: 400;\"> offers a wide range of comprehensive and flexible plans designed to help expats manage their medical needs and enjoy greater peace of mind.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this Pacific Prime Thailand article, we will explain the importance of health insurance for expats in Thailand, provide top insurance plans offered by Allianz Ayudhya, and share tips to help you get the best value and coverage for your money.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-415\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2022\/12\/WP-Banner-revamp-final-20221207_1.-Single-final.jpg\" alt=\"Individual health insurance banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why Health Insurance is Essential for Expats in Thailand<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Living in Thailand is full of exciting opportunities, but, as an expat, it\u2019s important to be prepared for the unexpected, particularly when it comes to your health. Some common health concerns for expats include <\/span><a href=\"https:\/\/www.pacificprime.co.th\/blog\/food-poisoning-symptoms-guide-for-expats-in-thailand\/\"><span style=\"font-weight: 400;\">food poisoning<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.co.th\/blog\/dengue-fever-in-thailand\/\"><span style=\"font-weight: 400;\">dengue<\/span><\/a><span style=\"font-weight: 400;\">, and road accidents.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While Thailand\u2019s healthcare system is well-regarded for its high-quality medical care, public hospitals often come with long waiting times and limited English-speaking support, which can lead to communication challenges and stress for expats during treatment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Private hospitals, on the other hand, offer faster service, modern facilities, and access to experienced, English-speaking doctors. But this level of care comes at a higher cost.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is where comprehensive health insurance truly makes a difference. It helps cover the high costs of private care and offers peace of mind, knowing that you\u2019re protected if illness or injury strikes while you&#8217;re far from home.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition, for long-term stays in Thailand, health insurance isn\u2019t just a safety net but also part of a visa requirement. Visas such as the O-A, O-X, and <\/span><a href=\"https:\/\/www.pacificprime.co.th\/blog\/thailand-long-term-residency-visa\/\"><span style=\"font-weight: 400;\">LTR (Long-Term Resident) visa<\/span><\/a><span style=\"font-weight: 400;\"> all have mandatory health insurance criteria that must be met to qualify or renew your stay.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Allianz Ayudhya Health Insurance Plans for Expats in Thailand<\/span><\/h2>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/allianz-ayudhya-pacific-prime-thailand\/\"><span style=\"font-weight: 400;\">Allianz Ayudhya<\/span><\/a><span style=\"font-weight: 400;\">, under Allianz Group, offers a wide range of comprehensive health insurance plans that cater to expats\u2019 varying needs. The company has over 70 years of experience in the Thai insurance industry.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following section highlights some of Allianz Ayudhya\u2019s top health insurance plans for expats in Thailand.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Basic Care Plan: Budget-Friendly Coverage for Hospitalization\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Allianz Ayudhaya&#8217;s Basic Care Plan caters to young expats and digital nomads who prioritize inpatient care coverage. The plan provides a maximum benefit of up to THB 750,000 per policy year at a relatively low premium.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Individuals between 11 and 65 years old are eligible to apply. Those who do so before age 60 and maintain continuous coverage are guaranteed a lifetime renewal.\u00a0<\/span><\/p>\n<p><b>Plan Highlights<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Hospitalization Coverage:<\/b><span style=\"font-weight: 400;\"> Up to THB 750,000 (USD $23,270) per policy year (depending on plan selected).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pre- and Post-Hospitalization Care: <\/b><span style=\"font-weight: 400;\">Diagnostic and follow-up treatments related to hospitalization are covered within 30 days before and after admission.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Surgical Benefits:<\/b><span style=\"font-weight: 400;\"> Coverage for operating theater, surgeon, and anesthesiologist fees, and surgical equipment paid in full (not exceeding the annual plan limit).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Optional Outpatient Coverage:<\/b><span style=\"font-weight: 400;\"> Additional outpatient benefits can be added.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Telemedicine Service: <\/b><span style=\"font-weight: 400;\">Unlimited teleconsultation service from doctors within the company\u2019s network.\u00a0<\/span><\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td rowspan=\"2\"><b>Description<\/b><\/td>\n<td colspan=\"3\"><b>Benefits (Baht)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Plan 1<\/b><\/td>\n<td><b>Plan 2<\/b><\/td>\n<td><b>Plan 3<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Policy year coverage limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">350,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">550,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">750,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient room per day<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospital expenses\u00a0<\/span><\/td>\n<td colspan=\"3\" rowspan=\"4\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(Not over maximum coverage per policy year)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Nursing services<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Surgery and other related costs<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Home medications and medical supplies<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ICU (Maximum limit of 15 days)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ambulance services<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">1,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Optional<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Personal accident coverage<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Optional<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><i><span style=\"font-weight: 400;\">This table is for informational purposes only. Please refer to <\/span><\/i><a href=\"https:\/\/www.allianz.co.th\/content\/dam\/onemarketing\/azay\/allianz-co-th\/document-download\/brochures\/Basic_Care_Brochure_EN.pdf\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">the official brochure<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> or speak with <\/span><\/i><a href=\"https:\/\/www.pacificprime.co.th\/contact-us\/\"><i><span style=\"font-weight: 400;\">our insurance advisor<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> for full details.<\/span><\/i><\/p>\n<h3><span style=\"font-weight: 400;\">Max Care Plan: Customizable Coverage for Every Expat Lifestyle<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Max Care Plan by Allianz Ayudhya is a comprehensive health insurance for expats with six varying options, allowing tailored protection to fit individual needs and budgets. Maximum benefits per policy year range from THB 300,000 to THB 5,000,000 (USD $9,307 to $155,128).\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Individuals between 15 days and 65 years old are eligible to apply. Those who enroll before age 60 and maintain continuous coverage may be eligible for lifetime renewal.\u00a0<\/span><\/p>\n<p><b>Plan highlights<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flexible Plan Options:<\/b><span style=\"font-weight: 400;\"> Max Care offers multiple coverage levels, allowing you to tailor protection to your needs and budget.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cashless Hospital Admission:<\/b><span style=\"font-weight: 400;\"> With a wide hospital network, the plan allows entirely cashless admissions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Major Medical Treatment:<\/b><span style=\"font-weight: 400;\"> Covers 80% of eligible inpatient expenses beyond basic limits, adding financial protection for costly treatments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Maternity Coverage Option: <\/b><span style=\"font-weight: 400;\">Available after a 280-day waiting period, including childbirth (miscarriage covered earlier).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Eligibility for Children: <\/b><span style=\"font-weight: 400;\">Children as young as 15 days old can be included, ensuring even newborns are protected as part of the family plan.<\/span><\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td rowspan=\"2\"><b>Description<\/b><\/td>\n<td colspan=\"4\"><b>Benefits (Baht)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Plan 2<\/b><\/td>\n<td><b>Plan 4<\/b><\/td>\n<td><b>Plan 5<\/b><\/td>\n<td><b>Plan 6<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Policy year coverage limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">400,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">600,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient room per day<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ICU (Maximum limit of 15 days)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">16,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospital expenses\u00a0<\/span><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">30,000<\/span><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">80,000<\/span><\/td>\n<td rowspan=\"2\"><span style=\"font-weight: 400;\">200,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Home medications and medical supplies<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Surgery and other related costs<\/span><\/td>\n<td><span style=\"font-weight: 400;\">40,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">70,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">250,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer treatment per policy year<\/span><\/td>\n<td><span style=\"font-weight: 400;\">400,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">600,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">OPD treatment within 24 hours of injury<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td colspan=\"5\"><b>Additional Benefits<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Specialist consultation fees &#8211; No operation case<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Specialist consultation fees &#8211; Operation case<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Personal accident coverage*<\/span><\/td>\n<td><span style=\"font-weight: 400;\">40,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ambulance services<\/span><\/td>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">1,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Medical Treatment\u00a0<\/span><\/td>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Optional<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">*50% of coverage in case of a motorcycle accident\u00a0<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">This table is for informational purposes only. Please refer to <\/span><\/i><a href=\"https:\/\/www.allianz.co.th\/content\/dam\/onemarketing\/azay\/allianz-co-th\/document-download\/brochures\/Max_Care_Brochure_EN.pdf\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">the official brochure<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> or speak with <\/span><\/i><a href=\"https:\/\/www.pacificprime.co.th\/contact-us\/\"><i><span style=\"font-weight: 400;\">our insurance advisor<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> for full details.<\/span><\/i><\/p>\n<h3><span style=\"font-weight: 400;\">Beyond Care Plan: Premium Global Coverage\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Beyond Care Plan by Allianz Ayudhya stands out for its premium-level coverage, worldwide protection (excluding the USA), and extensive medical benefits, making it an ideal option for executives, expats, and digital nomads who prefer coverage well above the threshold.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Individuals between 15 days and 65 years old are eligible to apply. Those who enroll before age 60 and maintain continuous coverage may be eligible for lifetime renewal.<\/span><\/p>\n<p><b>Plan highlights<\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Per-confinement Coverage:<\/b><span style=\"font-weight: 400;\"> With six varying tiers,<\/span> <span style=\"font-weight: 400;\">the plan lets you select protection from THB 1 million to THB 30 million (USD $31,025 to $930,767) per confinement, providing strong financial security for each significant hospitalization event or medical crisis.<\/span><\/li>\n<li aria-level=\"1\"><b>Full Coverage for Medically Necessary Expenses: <\/b><span style=\"font-weight: 400;\">Medical costs are covered in full, subject to the policy\u2019s annual and per-event limits<\/span><\/li>\n<li aria-level=\"1\"><b>Emergency Medical Assistance: <\/b><span style=\"font-weight: 400;\">Up to USD $1,000,000 for emergency medical evacuation and repatriation<\/span><\/li>\n<li aria-level=\"1\"><b>Deductible Options: <\/b><span style=\"font-weight: 400;\">Customize your premium by selecting a deductible to lower costs, tailoring the policy to your budget and needs<\/span><\/li>\n<li aria-level=\"1\"><b>LTR Visa Compliance:<\/b><span style=\"font-weight: 400;\"> Plan 3-6, with coverage exceeding THB 1.8 million (USD $50,000), offers LTR Visa-approved coverage.\u00a0<\/span><\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td rowspan=\"2\"><b>Description<\/b><\/td>\n<td colspan=\"4\"><b>Benefits (Baht)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Plan 3<\/b><\/td>\n<td><b>Plan 4<\/b><\/td>\n<td><b>Plan 5<\/b><\/td>\n<td><b>Plan 6<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maximum benefit per confinement\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Inpatient room per day<\/span><\/td>\n<td><span style=\"font-weight: 400;\">11,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospital expenses\u00a0<\/span><\/td>\n<td colspan=\"4\" rowspan=\"3\"><span style=\"font-weight: 400;\">Paid in full<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Home medications and medical supplies<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Surgery and other related costs<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ICU\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">22,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">40,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ambulance services<\/span><\/td>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">2,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer treatment per policy year<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">OPD treatment within 24 hours of the accident<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td colspan=\"5\"><b>Additional Benefits<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Specialist consultation fees\u00a0<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">10,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Annual health checkup (a visit per year)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">800<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical evacuation and repatriation<\/span><\/td>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Up to USD $1,000,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Personal accident coverage<\/span><\/td>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">100,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient Medical Treatment\u00a0<\/span><\/td>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Optional<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Deductible options<\/span><\/td>\n<td colspan=\"4\"><span style=\"font-weight: 400;\">Available<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><i><span style=\"font-weight: 400;\">This table is for informational purposes only. Please refer to <\/span><\/i><a href=\"https:\/\/www.allianz.co.th\/content\/dam\/onemarketing\/azay\/allianz-co-th\/document-download\/brochures\/Beyond-Care-EN-01-03-2025.pdf\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">the official brochure<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> or speak with <\/span><\/i><a href=\"https:\/\/www.pacificprime.co.th\/contact-us\/\"><i><span style=\"font-weight: 400;\">our insurance advisor<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> for full details.<\/span><\/i><\/p>\n<h3><span style=\"font-weight: 400;\">Flex Care Plan: Personalize Your Health Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Flex Care Plan is a flexible health insurance solution that lets you tailor your coverage to match your lifestyle, needs, and budget. With high annual benefit limits and a wide range of customizable features, it\u2019s ideal for expats seeking both control and comprehensive protection.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Thais and expats from newborns to 65 years of age are eligible to apply.\u00a0<\/span><\/p>\n<p><b>What you can customize:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Area of Coverage: Southeast Asia excluding Singapore or Worldwide excluding the US<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provider Access: Opt for full access or a more limited network.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Core Plan Coverage: Annual maximum limits range from THB 15 million to THB 50 million (USD $465,383 to $1,551,277).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deductibles: Select the level of out-of-pocket cost that suits you.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optional Add-ons: Outpatient, dental, maternity, and wellness benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payment Frequency: Flexible payment options to match your financial planning.<\/span><\/li>\n<\/ul>\n<p><b>Plan Highlights<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Digital Convenience: <\/b><span style=\"font-weight: 400;\">Claims (inpatient and outpatient) can be submitted online via the \u201cmy health\u201d app.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comprehensive Medical Underwriting: <\/b><span style=\"font-weight: 400;\">Policies are fully medically underwritten, reducing risks of future disputes, as everything is declared from the outset.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pre-existing Condition Coverage: <\/b><span style=\"font-weight: 400;\">The plan may provide coverage for pre-existing conditions at an additional surcharge.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Premium Protection: <\/b><span style=\"font-weight: 400;\">Annual maximum limits range from THB 15 million to THB 50 million (USD $465,383 to $1,551,277) per policy year, providing full coverage for most inpatient treatment and procedures.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cashless Billing:<\/b><span style=\"font-weight: 400;\"> Direct billing available within Thailand\u2019s network of over 400 providers.\u00a0<\/span><\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td rowspan=\"2\"><b>Description<\/b><\/td>\n<td colspan=\"3\"><b>Benefits (Baht)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Plan 1<\/b><\/td>\n<td><b>Plan 2<\/b><\/td>\n<td><b>Plan 3<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maximum annual benefit\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">35,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospital accommodation\u00a0<\/span><\/td>\n<td colspan=\"3\" rowspan=\"10\"><span style=\"font-weight: 400;\">100%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospital expenses\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Prescribed drugs and materials (inpatient treatment only)\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Surgery and other related costs<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ICU\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Emergency inpatient dental treatment<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">CT and MRI scans<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cancer treatment\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient surgery<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical evacuation<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Repatriation of mortal remains<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">100,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Personal accident\u00a0<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">34,000 \/ 200,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Outpatient\/Maternity\/Dental\/Well-being coverage<\/span><\/td>\n<td colspan=\"3\"><span style=\"font-weight: 400;\">Optional<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><i><span style=\"font-weight: 400;\">This table is for informational purposes only. Please refer to <\/span><\/i><a href=\"https:\/\/www.allianz.co.th\/content\/dam\/onemarketing\/azay\/allianz-co-th\/document-download\/brochures\/FlexCare_Brochure_EN.pdf\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">the official brochure<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> or speak with <\/span><\/i><a href=\"https:\/\/www.pacificprime.co.th\/contact-us\/\"><i><span style=\"font-weight: 400;\">our insurance advisor<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> for full details.<\/span><\/i><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3999 size-full\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2025\/07\/allianz-ayudhya.jpg\" alt=\"Allianz Ayudhya Expat Insurance\" width=\"1140\" height=\"495\" srcset=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2025\/07\/allianz-ayudhya.jpg 1140w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2025\/07\/allianz-ayudhya-300x130.jpg 300w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2025\/07\/allianz-ayudhya-1024x445.jpg 1024w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2025\/07\/allianz-ayudhya-768x333.jpg 768w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2025\/07\/allianz-ayudhya-1138x493.jpg 1138w\" sizes=\"auto, (max-width: 1140px) 100vw, 1140px\" \/><\/p>\n<h2><span style=\"font-weight: 400;\">Allianz Ayudhya Health Insurance and Thailand\u2019s Visa Requirements<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">For expats planning a long-term stay in Thailand, health insurance must meet the specific visa requirements for LTR, O-A, and O-X visas, with often 10 months of coverage remaining at the submission date. Allianz Ayudhya offers a variety of health insurance plans that fulfill each visa requirement.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">O-A (Long Stay) Visa\u00a0<\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\">No less than THB <\/span><b>3,000,000 <\/b><span style=\"font-weight: 400;\">(USD $100,000) annual limit, including <\/span><b>Covid-19 coverage<\/b><\/li>\n<li aria-level=\"1\"><b>Eligible Plans:\u00a0<\/b>\n<ul>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\">Max Care Plan 6<\/span><\/li>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\">Beyond Care Plan 3-6<\/span><\/li>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\">FlexCare Plan<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">O-X (10-year) Visa<\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\">No less than <\/span><b>THB<\/b> <b>40,000<\/b><span style=\"font-weight: 400;\"> (about USD $1,100) for <\/span><b>outpatient treatment<\/b><\/li>\n<li><span style=\"font-weight: 400;\">No less than <\/span><b>THB 400,000<\/b><span style=\"font-weight: 400;\"> (about USD $11,600) for<\/span><b> inpatient treatment<\/b><\/li>\n<li><b>Eligible Plans <\/b><span style=\"font-weight: 400;\">(with Outpatient Add-On):\u00a0<\/span>\n<ul>\n<li><span style=\"font-weight: 400;\">Basic Care Plan 2-3<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Max Care Plan 2-6<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Beyond Care Plan 1-6\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">FlexCare Plan (customized to meet both IP &amp; OP thresholds)<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><b>Note:<\/b><span style=\"font-weight: 400;\"> Plans must include the outpatient coverage add-on to meet the O-X visa requirements.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">LTR Visa<\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\">At least <\/span><b>USD $50,000<\/b><span style=\"font-weight: 400;\"> (approximately THB 1,615,950) per policy year; or<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Social security benefits insuring treatment in Thailand, or at least <\/span><b>USD $100,000 <\/b><span style=\"font-weight: 400;\">(approximately THB 3,231,300)<\/span> <span style=\"font-weight: 400;\">deposit<\/span><\/li>\n<li><b>Eligible Plans:\u00a0<\/b>\n<ul>\n<li><span style=\"font-weight: 400;\">Max Care Plan 6<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Beyond Care Plan 3-6<\/span><\/li>\n<li><span style=\"font-weight: 400;\">FlexCare Plan\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">How to Choose the Best Health Insurance in Thailand\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When choosing an insurance plan for your time abroad in Thailand, expats should consider several key factors, including annual or per-illness limits, network hospitals, renewability, exclusions and waiting periods, and the quality of customer service.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Allianz Ayudhya offers a range of high-quality plans, but the best fit will depend on your individual needs and circumstances.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Annual Limits VS Per-illness Limits\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Some plans set a cap per policy year (e.g., THB 15 to THB 50 million\/year), while others provide a maximum for each illness or hospitalization (e.g., THB 1 to THB 30 million per confinement). Take note of these differences to ensure that your coverage will align with your potential medical needs.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Network Hospitals<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A broad hospital network allows insurers to offer more direct billing and cashless claim options, making access to care faster and more convenient. Allianz Ayudhya offers over <\/span><a href=\"https:\/\/www.allianz.co.th\/en_TH\/services\/network-search.html#network-hospital-nonlife\"><span style=\"font-weight: 400;\">400 network hospitals<\/span><\/a><span style=\"font-weight: 400;\"> around Thailand.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Renewability\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Some policies may become more restrictive or costly at renewal as your age or health status changes. Allianz Ayudhya offers a lifetime renewal guarantee to applicants who purchase their plan before they are 60 years old and continuously renew the policy.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Exclusions and Waiting Periods<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Carefully review what is not covered, such as mental health, pre-existing conditions, chronic illness, maternity, or outpatient treatments.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some benefits, like maternity or wellness checks, have waiting periods before claims are allowed. Coverage for certain pre-existing conditions or chronic diseases may also have extended waiting times<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Quality of Customer Service<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Efficient and responsive customer service can make a significant difference, especially during claims or emergencies.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For expats who may be unfamiliar with the local language or healthcare system, it\u2019s important to choose an insurer that offers clear communication, easy-to-access support channels, and expat support to ensure a smooth experience when it matters most.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Get a Quote &amp; Apply for Allianz Ayudhya Expats Health Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you&#8217;re considering an <\/span><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/allianz-ayudhya-pacific-prime-thailand\/\"><span style=\"font-weight: 400;\">Allianz Ayudhya health insurance plan<\/span><\/a><span style=\"font-weight: 400;\"> for your stay in Thailand, Pacific Prime is here to support you.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As a leading insurance broker specializing in expat coverage, we offer value-added services including personalized plan comparisons, expert advice, claims support, and ongoing policy management at no extra cost.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether for basic protection or a plan that meets long-stay visa requirements (O-A, O-X, or LTR), our advisors can guide you through the process with ease. You can also use our <\/span><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/\"><span style=\"font-weight: 400;\">free online comparison tool<\/span><\/a><span style=\"font-weight: 400;\"> to explore plans from multiple providers, including Allianz Ayudhya.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> today to find the ideal plan for your life in Thailand.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you still looking for more options? Explore what other insurers have to offer for your stay:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.co.th\/blog\/axa-thailand-insurance-for-expats-living-in-thailand\/\"><span style=\"font-weight: 400;\">AXA Thailand: Health Insurance for Expats Living in Thailand<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.pacificprime.co.th\/blog\/luma-health-insurance-for-expats-living-in-thailand\/\"><span style=\"font-weight: 400;\">LUMA: Health Insurance for Expats Living in Thailand<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.co.th\/blog\/april-international-health-insurance-for-expats-living-in-thailand\/\"><span style=\"font-weight: 400;\">April International: Health Insurance for Expats Living in Thailand<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.co.th\/blog\/pacific-cross-health-insurance-for-expats-living-in-thailand\/\"><span style=\"font-weight: 400;\">Pacific Cross: Health Insurance for Expats Living in Thailand<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.co.th\/blog\/thaivivat-health-insurance-for-expats-living-in-thailand\/\"><span style=\"font-weight: 400;\">Thaivivat: Health Insurance for Expats Living in Thailand<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.co.th\/blog\/msig-travel-insurance-for-travelers-in-thailand\/\"><span style=\"font-weight: 400;\">MSIG: Travel Insurance for Travelers in Thailand<\/span><\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-5' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=general\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-414\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/07\/Blog-Banner_Thailand_3.jpg\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions\u00a0<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">What is the best health insurance for expats in Thailand?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The best health insurance for expats in Thailand is one that balances your budget with your healthcare needs. <\/span><a href=\"https:\/\/www.pacificprime.co.th\/insurers\/allianz-ayudhya-pacific-prime-thailand\/\"><span style=\"font-weight: 400;\">Allianz Ayudhya<\/span><\/a><span style=\"font-weight: 400;\"> offers a range of high-quality plans tailored for expats, including options that meet visa requirements and provide access to top private hospitals.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What are the eligibility requirements for applying for an Allianz Ayudhya plan?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Eligibility for Allianz Ayudhya health insurance depends on the plan. Some accept applicants from 15 days old to 65 years old, while others require a minimum age of 18. Always review the specific policy terms to ensure you meet the age and health criteria.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Are pre-existing conditions covered in expat health insurance?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Depending on the insurer and the underwriting process, expat health insurance may cover pre-existing conditions. Some plans exclude them, while others offer limited coverage, apply waiting periods, or charge extra premiums. Always check the policy terms carefully.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As one of Thailand\u2019s leading health insurance providers, Allianz Ayudhya offers a wide range of comprehensive and flexible plans designed to help expats manage their medical needs and enjoy greater peace of mind. In this Pacific Prime Thailand article, we will explain the importance of health insurance for expats in Thailand, provide top insurance plans &#8230;<\/p>\n","protected":false},"author":57,"featured_media":3997,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[10,2],"tags":[3326,436,434,495,5],"class_list":["post-3996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-insurance","tag-allianz-ayudhya","tag-ban_sin","tag-cta_gen","tag-expat-insurance","tag-health-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Allianz 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