{"id":3464,"date":"2024-02-21T12:57:01","date_gmt":"2024-02-21T05:57:01","guid":{"rendered":"https:\/\/www.pacificprime.co.th\/blog\/?p=3464"},"modified":"2024-02-21T12:57:01","modified_gmt":"2024-02-21T05:57:01","slug":"surrogate-coverage-under-health-insurance-in-thailand-on-standby","status":"publish","type":"post","link":"https:\/\/www.pacificprime.co.th\/blog\/surrogate-coverage-under-health-insurance-in-thailand-on-standby\/","title":{"rendered":"Surrogate Coverage Under Health Insurance in Thailand on Standby"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">By the third quarter of 2024, surrogacy may receive a significant boost as a result of its incorporation into the country\u2019s health insurance scheme, which would increase the likelihood of struggling couples having a child of their own.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"http:\/\/203.157.7.5\/hss\/en\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Health Service Support Department<\/span><\/a><span style=\"font-weight: 400;\">, the <\/span><a href=\"https:\/\/www.oic.or.th\/en\/consumer\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Office of Insurance Commission<\/span><\/a><span style=\"font-weight: 400;\">, and insurance providers aim to provide comprehensive coverage with collaborative effort, offering hope to families who have had a hard time embarking on the journey of parenthood.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This move is induced by Thailand\u2019s declining birth rates and aging population, aiming to help overcome the challenges faced by couples with conception difficulties or pregnancy complications.\u00a0<\/span><\/p>\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-415\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2022\/12\/WP-Banner-revamp-final-20221207_1.-Single-final.jpg\" alt=\"Individual health insurance banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n\n<h2><span style=\"font-weight: 400;\">Overview of Surrogacy<\/span><\/h2>\n<p><a href=\"https:\/\/www.betterhealth.vic.gov.au\/health\/healthyliving\/surrogacy#reasons-for-surrogacy\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Surrogacy<\/span><\/a><span style=\"font-weight: 400;\"> is a method of assisted reproduction, involving an arrangement in which a woman (the surrogate) agrees to carry and give birth to a child on behalf of another person or couple (intended parents).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Surrogacy is a viable option for conception, usually if:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A woman is unable to become pregnant or carry a pregnancy because she has had a hysterectomy or defective uterus<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A woman who has a health condition that makes pregnancy dangerous<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It is a complex process that not only encompasses medical technology to succeed but also involves transparent and open communication between the parties, on the boundaries and mutual understanding of the relationship and interactions between the surrogate and the intended parents, as well as the fairness of expenses covered.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Surrogacy: Addressing Aging Population<\/span><\/h2>\n<p><a href=\"https:\/\/www.who.int\/southeastasia\/news\/feature-stories\/detail\/thailands-leadership-and-innovation-towards-healthy-ageing#:~:text=Thailand%20is%20among%20the%20fastest,for%2010%25%20of%20the%20population.\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Thailand is among the fastest-aging countries in the world<\/span><\/a><span style=\"font-weight: 400;\">, with 12 out of 67 million Thais being elderly.\u00a0 Simultaneously, <\/span><a href=\"https:\/\/www.channelnewsasia.com\/asia\/thailand-low-birth-rate-elderly-population-demographic-disruption-3991311#:~:text=Successful%20family%20planning%20policies%20and,discouraged%20people%20from%20having%20children.\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Thailand\u2019s birth rate plummeted from 780,975 in 2012 to 485,085 in 2022<\/span><\/a><span style=\"font-weight: 400;\">, dropping by nearly 40% in just a decade.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In light of the phenomenon, the Thai government recognizes the importance of addressing the needs of couples seeking surrogacy to generate more young, productive forces.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Assisted Reproduction Technology (ART) in Thailand<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">According to Dr. Sura Wisedsak, director-general of the Health Service Support Department, there are a total of 114 hospitals and clinics across Thailand currently offering ART services to couples with conception challenges or pregnancy complications.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Along with the impressive success rate of 46% of such technology, it is evident that Thailand is equipped with substantial medical and human resources, technology, and experience in delivering ART services, including surrogacy.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Legal Framework for Surrogacy<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Thailand was a popular international destination for surrogacy until stringent laws were implemented due to the abuse of commercial surrogacy. If you wish to have a child through surrogacy, you have to fulfill the following requirements:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Heterosexual couples (homosexual couples are not recognized), married for at least 3 years, with at least one person in the marriage must hold Thai nationality<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Only Thai citizens are allowed to be surrogates, and they must be at least 25 years old, have a child of their own, and have the husband\u2019s consent<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The intended parents must be genetically related to the child. The use of donor eggs, sperm, or embryos is not permitted.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Only altruistic surrogate is allowed, meaning that the surrogate cannot receive any financial compensation beyond medical and other necessary expenses, such as dietary supplements<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The current surrogacy act makes international surrogacy impossible, and even difficult for local nationals to access such services.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Potential Revision of the Surrogacy Act<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In anticipation of the impending legalization of same-sex marriage in Thailand, there is a push to revise the existing Surrogacy Act. This revision seeks to open doors for homosexual couples to adopt a baby through a surrogate mother, addressing personal desires and contributing to resolving a national crisis.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Integration of Surrogacy into Health Insurance Scheme<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Despite the pursuit of successful outcomes from ART, ensuring the safety and well-being of mothers undergoing ART procedures remains a paramount concern.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With the integration of surrogacy into a health insurance scheme, both the intended parents and surrogate mothers can be physically and lawfully protected, and provide financial assistance and support for couples navigating the complexities of ART.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Under the proposed insurance service, surrogate mothers will receive comprehensive coverage starting from the day of conception to a month after delivery. The coverage area includes protection against illnesses, pregnancy complications, and essential postnatal care.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Considerations Before Starting Surrogacy<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">While the option of surrogacy has been a blessing for many childless couples, make sure you take the following advice into account:<\/span><\/p>\n<p><strong>Make Sure You\u2019re Ready<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Surrogacy can be a long and often stressful process that could take a few attempts to succeed, or even fail.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There have been past cases of parents only wanting one of the two newborns, or the surrogate finding it difficult to give up the baby due to physical bonding. Therefore, it is always advisable to set up clear boundaries and talk through your thoughts between the parties.<\/span><\/p>\n<p><strong>Plan Your Finances<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Surrogacy is expensive. Do some research on such services in Thailand before stepping your foot into the process. There are various expenses outside of the insurance coverage you will need to pay out-of-pocket.<\/span><\/p>\n<p><strong>Check Your Health<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">The surrogate\u2019s health will greatly determine the health of the baby. Your and your partner\u2019s health is also impactful on the success rate of the fertilization process. Therefore, it is always recommended to get some basic health check-ups beforehand.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Prioritize Your Health with Pacific Prime<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Having a baby via surrogacy is truly a blessing for many who want to have a child of their own. The process is indeed long and stressful. Hence, consulting a good physician and psychologist when making such a life-changing decision will get you well-prepared.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also find out if your current health insurance plan will cover the health risks associated with surrogacy by contacting your insurance provider.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With over 20 years of experience in delivering health insurance solutions, <\/span><a href=\"https:\/\/www.pacificprime.co.th\/about-us\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> has a team of experienced and impartial insurance experts to give you advice and suggestions on insurance <\/span><a href=\"https:\/\/www.pacificprime.co.th\/plans\/\"><span style=\"font-weight: 400;\">plans<\/span><\/a><span style=\"font-weight: 400;\"> that could be beneficial for your current medical needs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you haven\u2019t secured <\/span><a href=\"https:\/\/www.pacificprime.co.th\/individual-health-insurance\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">health insurance<\/span><\/a><span style=\"font-weight: 400;\"> yet, contact us today for an obligation-free <\/span><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/step-one\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">quote<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n<div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/step-one\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=Blog_Banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-417\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2022\/05\/PPTH_Gen_01.jpg\" alt=\"Get a Quote CTA Banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>By the third quarter of 2024, surrogacy may receive a significant boost as a result of its incorporation into the country\u2019s health insurance scheme, which would increase the likelihood of struggling couples having a child of their own. The Health Service Support Department, the Office of Insurance Commission, and insurance providers aim to provide comprehensive &#8230;<\/p>\n","protected":false},"author":38,"featured_media":3465,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[2,13],"tags":[436,434,485,2725],"class_list":["post-3464","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-news","tag-ban_sin","tag-cta_gen","tag-individual-health-insurance","tag-surrogacy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Surrogate Coverage Under Thailand&#039;s Health Insurance on Standby<\/title>\n<meta name=\"description\" content=\"Understand what surrogate coverage under health insurance in Thailand sooner this year, and how you can prepare yourselves for the service.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.co.th\/blog\/surrogate-coverage-under-health-insurance-in-thailand-on-standby\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Surrogate Coverage Under Thailand&#039;s Health Insurance on Standby\" \/>\n<meta property=\"og:description\" content=\"Understand what surrogate coverage under health insurance in Thailand sooner this year, and how you can prepare yourselves for the service.\" \/>\n<meta property=\"og:url\" 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beyond","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pacificprime.co.th\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.pacificprime.co.th\/blog\/#\/schema\/person\/c98bd5f2f3ebeaafc1094a5fca3b807b","name":"Eric Chung","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pacificprime.co.th\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/49dad999fe8948fee0af3c1189b10ee3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/49dad999fe8948fee0af3c1189b10ee3?s=96&d=mm&r=g","caption":"Eric Chung"},"description":"Eric is an experienced content writer specializing in writing creative copies of marketing materials including social media posts, advertisements, landing pages, and video scripts. Since joining Pacific Prime, Eric was exposed to a new world of insurance. Having learned about insurance products extensively, he has taken joy and satisfaction in helping individuals and businesses manage risks and protect themselves against financial loss through the power of words. Although born and raised in Hong Kong, he spent a quarter of his life living and studying in the UK. He believes his multicultural experience is a great asset in understanding the needs and wants of expats and globe-trotters. Eric\u2019s strengths lie in his strong research, analytical, and communication skills, obtained through his BA in Linguistics from the University of York and MSc in Teaching English to Speakers of Other Languages (TESOL) from the University of Bristol. Outside of work, he enjoys some me-time gaming and reading on his own, occasionally going absolutely mental on a night out with friends.","sameAs":["https:\/\/www.linkedin.com\/in\/eric-chung-6964661b1?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app"],"url":"https:\/\/www.pacificprime.co.th\/blog\/author\/eric\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/posts\/3464"}],"collection":[{"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/comments?post=3464"}],"version-history":[{"count":1,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/posts\/3464\/revisions"}],"predecessor-version":[{"id":3466,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/posts\/3464\/revisions\/3466"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/media\/3465"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/media?parent=3464"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/categories?post=3464"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/tags?post=3464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}