{"id":3433,"date":"2024-01-31T10:00:02","date_gmt":"2024-01-31T03:00:02","guid":{"rendered":"https:\/\/www.pacificprime.co.th\/blog\/?p=3433"},"modified":"2024-01-31T13:09:16","modified_gmt":"2024-01-31T06:09:16","slug":"caisse-des-francais-de-letranger-everything-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/","title":{"rendered":"Caisse des Fran\u00e7ais de l\u2019\u00c9tranger: Everything You Need to Know in 2024"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The Caisse des Fran\u00e7ais de l\u2019\u00c9tranger (CFE) program has been evolving for nearly half a century to safeguard the health of French nationals residing abroad. As 2024 begins, the French Legislature has implemented various changes to ensure the program remains resilient in this ever-changing world.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\"><div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-415\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2022\/12\/WP-Banner-revamp-final-20221207_1.-Single-final.jpg\" alt=\"Individual health insurance banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The key changes in this year\u2019s policy are the increase in prices and adjustments in coverage zones due to global inflation and economic recession that have had a wide impact on the medical industry, leaving its members with questions regarding their contribution and eligibility for coverage.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">If you\u2019re also a French expat wondering about the changes in your CFE policy and what to do next, this <\/span><a href=\"https:\/\/www.pacificprime.co.th\"><span style=\"font-weight: 400;\">Pacific Prime Thailand<\/span><\/a><span style=\"font-weight: 400;\"> article has got you covered with everything you need to know about this social security system.<\/span><\/p>\n<p style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3436\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-front-view-of-the-Eiffel-Tower.webp\" alt=\"A front view of the Eiffel Tower\" width=\"1140\" height=\"495\" srcset=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-front-view-of-the-Eiffel-Tower.webp 1140w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-front-view-of-the-Eiffel-Tower-300x130.webp 300w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-front-view-of-the-Eiffel-Tower-1024x445.webp 1024w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-front-view-of-the-Eiffel-Tower-768x333.webp 768w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-front-view-of-the-Eiffel-Tower-1138x493.webp 1138w\" sizes=\"(max-width: 1140px) 100vw, 1140px\" \/><\/p>\n<h2 style=\"text-align: left;\"><strong>What is Caisse des Fran\u00e7ais de l\u2019\u00c9tranger?<\/strong><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Established in 1978 by the Legislature, the Caisse des Fran\u00e7ais de l&#8217;\u00c9tranger (CFE) has been providing <\/span><strong>coverage for French citizens and some European Union citizens living outside of their home country<\/strong><span style=\"font-weight: 400;\"> and not currently receiving benefits from the French Social Security regime for nearly 50 years.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">The program offers coverage in three main categories, which are:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">Illness, maternity, disability;<\/span><\/li>\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">Work accidents and work-related illness;<\/span><\/li>\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">The social security retirement fund managed by the Caisse Nationale d\u2019Assurance Vieillesse.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3435\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/Three-people-crossing-a-street-in-France.webp\" alt=\"Three people crossing a street in France\" width=\"1140\" height=\"495\" srcset=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/Three-people-crossing-a-street-in-France.webp 1140w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/Three-people-crossing-a-street-in-France-300x130.webp 300w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/Three-people-crossing-a-street-in-France-1024x445.webp 1024w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/Three-people-crossing-a-street-in-France-768x333.webp 768w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/Three-people-crossing-a-street-in-France-1138x493.webp 1138w\" sizes=\"(max-width: 1140px) 100vw, 1140px\" \/><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">The program covers various groups of people, including:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">Salaried employees of French or non-French companies;<\/span><\/li>\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">Non-salaried workers such as artists, farmers, and freelancers;<\/span><\/li>\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">Students studying overseas under 28 years of age on the date of enrollment;<\/span><\/li>\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">Retirees receiving at least one basic French retirement pensions and have made a minimum of 20 quarterly contributions;<\/span><\/li>\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">Unemployed individuals, including welfare recipients, those receiving workman\u2019s compensation and disability allowance, widows, divorced individuals, and those separated from an uninsured person.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The children of an insured expat are eligible for coverage until they reach the age of 20, while the spouse or common-law partner can be covered if they\u2019re entirely and permanently dependent on the insured and living in the same household.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">This implies that the spouse should be unemployed and not covered by any mandatory French or other social security regime. Please note that the terms and conditions are subject to change, so it\u2019s best to directly contact the CFE to confirm your eligibility.<\/span><\/p>\n<p style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3440\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-pile-of-bank-notes-and-coins.webp\" alt=\"A pile of bank notes and coins\" width=\"1140\" height=\"495\" srcset=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-pile-of-bank-notes-and-coins.webp 1140w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-pile-of-bank-notes-and-coins-300x130.webp 300w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-pile-of-bank-notes-and-coins-1024x445.webp 1024w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-pile-of-bank-notes-and-coins-768x333.webp 768w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-pile-of-bank-notes-and-coins-1138x493.webp 1138w\" sizes=\"(max-width: 1140px) 100vw, 1140px\" \/><\/p>\n<h3 style=\"text-align: left;\"><strong>What Are Contributions for Caisse des Fran\u00e7ais de l\u2019\u00c9tranger?<\/strong><\/h3>\n<p style=\"text-align: justify;\"><strong>CFE members must pay money to the program according to their income<\/strong><span style=\"font-weight: 400;\">. This amount of money is known as a contribution. French citizens with annual incomes below EUR \u20ac14,112 are subsidized by three contribution payments, but the contribution rates are set to see a sharp increase in 2024.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\"><div class='code-block code-block-5' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=general\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-414\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/07\/Blog-Banner_Thailand_3.jpg\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2 style=\"text-align: left;\"><strong>What Are the Changes to Caisse des Fran\u00e7ais de l\u2019\u00c9tranger in 2024?<\/strong><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The prolonged global inflation in 2023 has impacted not only business sectors but also healthcare, leading to <\/span><strong>increased costs for CFE contributions and reduced coverage areas<\/strong><span style=\"font-weight: 400;\">. While the exact price changes haven\u2019t been finalized, you can learn more about these adjustments below.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3438\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-closeup-shot-of-an-entrepreneur-working-from-home-on-their-personal-finances-and-savings.webp\" alt=\"A closeup shot of an entrepreneur working from home on their personal finances and savings\" width=\"1140\" height=\"495\" srcset=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-closeup-shot-of-an-entrepreneur-working-from-home-on-their-personal-finances-and-savings.webp 1140w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-closeup-shot-of-an-entrepreneur-working-from-home-on-their-personal-finances-and-savings-300x130.webp 300w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-closeup-shot-of-an-entrepreneur-working-from-home-on-their-personal-finances-and-savings-1024x445.webp 1024w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-closeup-shot-of-an-entrepreneur-working-from-home-on-their-personal-finances-and-savings-768x333.webp 768w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-closeup-shot-of-an-entrepreneur-working-from-home-on-their-personal-finances-and-savings-1138x493.webp 1138w\" sizes=\"(max-width: 1140px) 100vw, 1140px\" \/><\/p>\n<h3 style=\"text-align: left;\"><strong>What Are the Changes to Contribution Prices of the Caisse des Fran\u00e7ais de l\u2019\u00c9tranger Program in 2024?<\/strong><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The CFE experienced a financial imbalance of EUR \u20ac6 million due to insufficient contributions in 2023, leading to a <\/span><strong>reevaluation of member contribution rates<\/strong><span style=\"font-weight: 400;\">. The exact rate increase hasn\u2019t yet been defined, but the contribution rates have already risen by 6.7% since April 1, 2023.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Despite the uncertainty, the program has implemented two changes:<\/span><\/p>\n<ol style=\"text-align: justify;\">\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">The contribution rate for French expats was increased by 10% in October 2023.<\/span><\/li>\n<li style=\"font-weight: 400; text-align: left;\"><span style=\"font-weight: 400;\">There are no longer 5% discounts for senior members as of January 2024.<\/span><\/li>\n<\/ol>\n<p style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3437\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/People-walking-in-a-French-street-with-shops.webp\" alt=\"People walking in a French street with shops\" width=\"1140\" height=\"495\" srcset=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/People-walking-in-a-French-street-with-shops.webp 1140w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/People-walking-in-a-French-street-with-shops-300x130.webp 300w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/People-walking-in-a-French-street-with-shops-1024x445.webp 1024w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/People-walking-in-a-French-street-with-shops-768x333.webp 768w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/People-walking-in-a-French-street-with-shops-1138x493.webp 1138w\" sizes=\"(max-width: 1140px) 100vw, 1140px\" \/><\/p>\n<h3 style=\"text-align: left;\"><strong>What Are the Changes to Coverage Areas of the Caisse des Fran\u00e7ais de l\u2019\u00c9tranger Program in 2024?<\/strong><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The CFE has also <\/span><strong>readjusted their zones of coverage in 2024<\/strong><span style=\"font-weight: 400;\">. The program categorizes countries into five zones based on the level of coverage the program can offer. <\/span><strong>With Thailand being moved from Zone 2 to Zone 3, expats living in the country will receive lower reimbursements than before<\/strong><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The CFE program reimburses medical and emergency expenses through either a lump sum or a percentage of the total cost. While lump sum payments for certain treatments, such as childbirth care and consultation, remain consistent across all coverage zones, the percentages vary based on the designated zones.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">With the 2024 adjustment, many countries have been moved to lower zones, resulting in reduced coverage percentages for various treatments, including but not limited to:<\/span><\/p>\n<table style=\"width: 676px;\" border=\"1\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 96.5625px;\"><strong>Zone readjustment<\/strong><\/td>\n<td style=\"text-align: center; width: 171.438px;\"><strong>Name(s) of the country(ies) being moved in 2024<\/strong><\/td>\n<td style=\"text-align: center; width: 151px;\"><strong>Percentage change for inpatient coverage including ambulance fee*<\/strong><\/td>\n<td style=\"text-align: center; width: 132px;\"><strong>Percentage change for chemotherapy*<\/strong><\/td>\n<td style=\"text-align: center; width: 121px;\"><strong>Percentage change for radiotherapy*<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 96.5625px; text-align: left;\"><span style=\"font-weight: 400;\">Zone 1 to Zone 2<\/span><\/td>\n<td style=\"width: 171.438px; text-align: left;\">\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Bahrain<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">New Caledonia<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Philippines<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Taiwan<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Vietnam<\/span><\/li>\n<\/ul>\n<\/td>\n<td style=\"width: 151px; text-align: center;\"><span style=\"font-weight: 400;\">From 67% to 50%<\/span><\/td>\n<td style=\"width: 132px; text-align: center;\"><span style=\"font-weight: 400;\">From 80% to 60%<\/span><\/td>\n<td style=\"width: 121px; text-align: center;\"><span style=\"font-weight: 400;\">From 87% to 69%<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 96.5625px; text-align: left;\"><span style=\"font-weight: 400;\">Zone 2 to Zone 3<\/span><\/td>\n<td style=\"width: 171.438px; text-align: left;\">\n<ul>\n<li>Angola<\/li>\n<li><span style=\"font-weight: 400;\">Lebanon<\/span><\/li>\n<li><strong>Thailand<\/strong><\/li>\n<\/ul>\n<\/td>\n<td style=\"width: 151px; text-align: center;\"><strong>From 50% to 42%<\/strong><\/td>\n<td style=\"width: 132px; text-align: center;\"><strong>From 60% to\u00a0 40%<\/strong><\/td>\n<td style=\"width: 121px; text-align: center;\"><strong>From 69% to 52%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 96.5625px; text-align: left;\"><span style=\"font-weight: 400;\">Zone 3 to Zone 4<\/span><\/td>\n<td style=\"width: 171.438px; text-align: left;\">\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Austria<\/span><\/li>\n<\/ul>\n<\/td>\n<td style=\"width: 151px; text-align: center;\"><span style=\"font-weight: 400;\">From 42% to 31%<\/span><\/td>\n<td style=\"width: 132px; text-align: center;\"><span style=\"font-weight: 400;\">From 40% to 35%<\/span><\/td>\n<td style=\"width: 121px; text-align: center;\"><span style=\"font-weight: 400;\">From 52% to 44%<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 96.5625px; text-align: left;\"><span style=\"font-weight: 400;\">Zone 4 to Zone 5<\/span><\/td>\n<td style=\"width: 171.438px; text-align: left;\">\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Singapore<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Switzerland<\/span><\/li>\n<\/ul>\n<\/td>\n<td style=\"width: 151px; text-align: center;\"><span style=\"font-weight: 400;\">From 31% to 19%<\/span><\/td>\n<td style=\"width: 132px; text-align: center;\"><span style=\"font-weight: 400;\">From 35% to 20%<\/span><\/td>\n<td style=\"width: 121px; text-align: center;\"><span style=\"font-weight: 400;\">From 44% to 32%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">*Please note that the percentages in the table above are based on 2023 rates. The actual rates for 2024 have not yet been announced and may vary once the Legislature has made an official announcement.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3441\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/The-Eiffel-Tower-along-a-river-full-of-boats.webp\" alt=\"The Eiffel Tower along a river full of boats\" width=\"1140\" height=\"495\" srcset=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/The-Eiffel-Tower-along-a-river-full-of-boats.webp 1140w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/The-Eiffel-Tower-along-a-river-full-of-boats-300x130.webp 300w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/The-Eiffel-Tower-along-a-river-full-of-boats-1024x445.webp 1024w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/The-Eiffel-Tower-along-a-river-full-of-boats-768x333.webp 768w, https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/The-Eiffel-Tower-along-a-river-full-of-boats-1138x493.webp 1138w\" sizes=\"(max-width: 1140px) 100vw, 1140px\" \/><\/p>\n<p style=\"text-align: justify;\">\n<h2 style=\"text-align: left;\"><strong>What Are My Alternative Options After the Caisse des Fran\u00e7ais de l\u2019\u00c9tranger Program Lowers My Coverage in 2024?<\/strong><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">French expats living in countries with lower coverage and higher contribution fees like Thailand, the Philippines, and Vietnam are<\/span> <span style=\"font-weight: 400;\">encouraged to<\/span><strong> find alternative coverage from <\/strong><a href=\"https:\/\/www.pacificprime.co.th\/insurers\"><strong>international private medical insurance providers<\/strong><\/a><span style=\"font-weight: 400;\"> for a more certain and cost-effective solution.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Finding a plan that best matches your needs and budgets among the thousands of plans available in the market, however, can be challenging, especially without guidance from an entity with extensive experience in the insurance industry like Pacific Prime.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Pacific Prime Thailand\u2019s insurance experts have been helping expats worldwide transfer between providers, liaise with regulators, and source out the most suitable plans for over 20 years. As an insurance broker, we\u2019re committed to staying impartial and offering you what\u2019s best for your interests.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">If you\u2019re ready to explore your health insurance options, we\u2019re more than happy to provide you with an <\/span><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\"><span style=\"font-weight: 400;\">obligation-free quote<\/span><\/a><span style=\"font-weight: 400;\"> and a free plan comparison service. We\u2019re looking forward to helping you continue your expatriate journey without worrying about unforeseen medical bills. <\/span><a href=\"https:\/\/www.pacificprime.co.th\/contact-us\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> today!<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\"><div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/step-one\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=Blog_Banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-417\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2022\/05\/PPTH_Gen_01.jpg\" alt=\"Get a Quote CTA Banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Caisse des Fran\u00e7ais de l\u2019\u00c9tranger (CFE) program has been evolving for nearly half a century to safeguard the health of French nationals residing abroad. As 2024 begins, the French Legislature has implemented various changes to ensure the program remains resilient in this ever-changing world. The key changes in this year\u2019s policy are the increase &#8230;<\/p>\n","protected":false},"author":39,"featured_media":3434,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[10,2,13],"tags":[],"class_list":["post-3433","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-insurance","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Caisse des Fran\u00e7ais de l\u2019\u00c9tranger: Everything You Need to Know in 2024 - Pacific Prime Thailand&#039;s Blog<\/title>\n<meta name=\"description\" content=\"The CFE has announced new regulations for 2024. Find out everything French expats living in Thailand need to know in this article!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Caisse des Fran\u00e7ais de l\u2019\u00c9tranger: Everything You Need to Know in 2024 - Pacific Prime Thailand&#039;s Blog\" \/>\n<meta property=\"og:description\" content=\"The CFE has announced new regulations for 2024. Find out everything French expats living in Thailand need to know in this article!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime Thailand&#039;s Blog\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-31T03:00:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-31T06:09:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-big-French-flag-under-a-blue-sky.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1140\" \/>\n\t<meta property=\"og:image:height\" content=\"495\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Natthachamon\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Natthachamon\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Caisse des Fran\u00e7ais de l\u2019\u00c9tranger: Everything You Need to Know in 2024 - Pacific Prime Thailand&#039;s Blog","description":"The CFE has announced new regulations for 2024. Find out everything French expats living in Thailand need to know in this article!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/","og_locale":"en_US","og_type":"article","og_title":"Caisse des Fran\u00e7ais de l\u2019\u00c9tranger: Everything You Need to Know in 2024 - Pacific Prime Thailand&#039;s Blog","og_description":"The CFE has announced new regulations for 2024. Find out everything French expats living in Thailand need to know in this article!","og_url":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/","og_site_name":"Pacific Prime Thailand&#039;s Blog","article_published_time":"2024-01-31T03:00:02+00:00","article_modified_time":"2024-01-31T06:09:16+00:00","og_image":[{"width":1140,"height":495,"url":"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-big-French-flag-under-a-blue-sky.webp","type":"image\/webp"}],"author":"Natthachamon","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Natthachamon","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/","url":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/","name":"Caisse des Fran\u00e7ais de l\u2019\u00c9tranger: Everything You Need to Know in 2024 - Pacific Prime Thailand&#039;s Blog","isPartOf":{"@id":"https:\/\/www.pacificprime.co.th\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/#primaryimage"},"image":{"@id":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-big-French-flag-under-a-blue-sky.webp","datePublished":"2024-01-31T03:00:02+00:00","dateModified":"2024-01-31T06:09:16+00:00","author":{"@id":"https:\/\/www.pacificprime.co.th\/blog\/#\/schema\/person\/0e8fb616622d685b0ca6b8cb0942bbd9"},"description":"The CFE has announced new regulations for 2024. Find out everything French expats living in Thailand need to know in this article!","breadcrumb":{"@id":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/#primaryimage","url":"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-big-French-flag-under-a-blue-sky.webp","contentUrl":"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2024\/01\/A-big-French-flag-under-a-blue-sky.webp","width":1140,"height":495,"caption":"A big French flag under a blue sky"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pacificprime.co.th\/blog\/caisse-des-francais-de-letranger-everything-you-need-to-know\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pacificprime.co.th\/blog\/"},{"@type":"ListItem","position":2,"name":"Caisse des Fran\u00e7ais de l\u2019\u00c9tranger: Everything You Need to Know in 2024"}]},{"@type":"WebSite","@id":"https:\/\/www.pacificprime.co.th\/blog\/#website","url":"https:\/\/www.pacificprime.co.th\/blog\/","name":"Pacific Prime Thailand&#039;s Blog","description":"Covering international health insurance in Thailand and beyond","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pacificprime.co.th\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.pacificprime.co.th\/blog\/#\/schema\/person\/0e8fb616622d685b0ca6b8cb0942bbd9","name":"Natthachamon","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pacificprime.co.th\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/768c9187c980a9172da8310e7b3f0642?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/768c9187c980a9172da8310e7b3f0642?s=96&d=mm&r=g","caption":"Natthachamon"},"description":"Natthachamon Suthana Komalrachun is a Content Writer with a strong passion in creative writing and marketing communications. Working with the team of experienced creators at Pacific Prime, she aims to use the magic of communication to simplify insurance and enchant every reader in our diverse society where insurance and employee benefits act as a life and financial stronghold for everyone\u2014individuals and businesses alike. After graduating at the top of her class and earning her Bachelor\u2019s Degree in English from Thammasat University, Natthachamon has been practicing her writing skills and making education more easily accessible for Thai children as an Educational Content Creator and English Curriculum Developer for various educational facilities and organizations across the country. Natthachamon is also a mother of two cats, a board game enthusiast, and a big bookworm who enjoys everything and anything sweet.","sameAs":["https:\/\/www.linkedin.com\/in\/natthachamon"],"url":"https:\/\/www.pacificprime.co.th\/blog\/author\/honey\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/posts\/3433"}],"collection":[{"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/users\/39"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/comments?post=3433"}],"version-history":[{"count":3,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/posts\/3433\/revisions"}],"predecessor-version":[{"id":3443,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/posts\/3433\/revisions\/3443"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/media\/3434"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/media?parent=3433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/categories?post=3433"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.co.th\/blog\/wp-json\/wp\/v2\/tags?post=3433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}