{"id":2151,"date":"2021-10-04T16:59:11","date_gmt":"2021-10-04T09:59:11","guid":{"rendered":"https:\/\/www.pacificprime.co.th\/blog\/?p=2151"},"modified":"2021-12-17T16:44:04","modified_gmt":"2021-12-17T09:44:04","slug":"why-should-expats-secure-covid-19-insurance-for-thailand","status":"publish","type":"post","link":"https:\/\/www.pacificprime.co.th\/blog\/why-should-expats-secure-covid-19-insurance-for-thailand\/","title":{"rendered":"Why should expats secure COVID-19 insurance for Thailand?"},"content":{"rendered":"<p>Before the COVID-19 era, Thailand was a getaway destination for expats. Savings and disposable cash (when exchanged) were worth a lot more than at home. Daily costs such as food and travel were seen as incredibly affordable. However, times have changed considerably with medical inflation and inflated costs of living. Furthermore, expensive hospital bills are topping the list of expenses for expats to consider in the country.<\/p>\n<p>So if you are an expat and wondering what health insurance can do for you in terms of coverage and protection, then continue reading as this article by <a href=\"https:\/\/www.pacificprime.co.th\/\" target=\"_blank\" rel=\"noopener noreferrer\">Pacific Prime Thailand<\/a> explains why you should secure health insurance for your stay in Thailand.<\/p>\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-415\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2022\/12\/WP-Banner-revamp-final-20221207_1.-Single-final.jpg\" alt=\"Individual health insurance banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n\n<h2>Case study: British expat living on Samui unable to pay hospital and hospitel bill<\/h2>\n<p>In a recent post by <a href=\"https:\/\/aseannow.com\/topic\/1232501-expat-on-samui-says-he-was-threatened-with-deportation-by-hospital-over-covid-bill\/\" target=\"_blank\" rel=\"noopener noreferrer\">ASEAN NOW<\/a>, a 47-year-old British man who has lived on Koh Samui for many years was placed in hospital overnight and then obliged to quarantine for two weeks in a &#8220;hospitel&#8221;.<\/p>\n<p>News of this story briefly circulated across the island that the British expat wouldn\u2019t be able to pay the full bill. The total bill was reported to be over THB \u0e3f60,000. It wasn\u2019t mentioned whether he had health insurance and, if he did, whether his coverage was sufficient. But had he contacted his insurer or broker to support his hospital claim, things would have been a lot easier to process between him and the authorities.<\/p>\n<h3>A reminder for expats in Thailand<\/h3>\n<p>This case study serves to remind expats to go back and review their policies or personal situation. Some may not have proper expat health insurance coverage or have an insufficient level of coverage. Thus, if you find yourself in a similar situation, it\u2019s best to reach out to your local insurer or broker. Advisors will be able to resolve your questions about health\/COVID-19 insurance and support your search for a better plan.<\/p>\n<p><strong>Further reading<\/strong>:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.pacificprime.co.th\/blog\/covid-19-in-thailand-how-to-ease-your-financial-burden\/\" target=\"_blank\" rel=\"noopener noreferrer\">COVID-19 in Thailand: How to ease your financial burden<\/a><\/li>\n<li><a href=\"https:\/\/www.pacificprime.co.th\/blog\/a-guide-for-testing-and-seeking-treatment-for-covid-19-in-thailand\/\" target=\"_blank\" rel=\"noopener noreferrer\">A guide for testing and seeking treatment for COVID-19 in Thailand<\/a><\/li>\n<li><a href=\"https:\/\/www.pacificprime.co.th\/blog\/list-of-hospitels-for-covid-19-patients\/\" target=\"_blank\" rel=\"noopener noreferrer\">List of \u201cHospitels\u201d for COVID-19 patients in Thailand<\/a><\/li>\n<\/ul>\n<h2>Secure COVID-19 insurance with Pacific Prime Thailand<\/h2>\n<p>For those eager to travel to Thailand, you\u2019ll need to meet the requirements of the Thai authorities. These include:<\/p>\n<ul>\n<li>Coverage of up to THB \u0e3f3.5 million (equivalent to at least USD $100,000) for medical expenses due to injury or sickness<\/li>\n<li>COVID-19 cover<\/li>\n<li>A Certificate of Entry (CoE) from your local Thai embassy or consulate<\/li>\n<\/ul>\n<p>As for expats already in the country, you can complete <a href=\"https:\/\/www.pacificprime.co.th\/contact-us\/\" target=\"_blank\" rel=\"noopener noreferrer\">Pacific Prime Thailand\u2019s contact us form<\/a> or call for an advisor on (+66) 02 656 0180 to secure COVID-19 insurance.<\/p>\n<h2>Pacific Prime Thailand\u2019s partnership with Luma Health<\/h2>\n<p>In partnership with <a href=\"https:\/\/www.pacificprime.co.th\/insurers\/luma\/\" target=\"_blank\" rel=\"noopener noreferrer\">Luma Health<\/a>, individuals abroad can apply for the Luma Thailand Pass (an inbound <a href=\"https:\/\/www.pacificprime.co.th\/plans\/travel-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">travel insurance plan for Thailand<\/a> insured by Tune Protect Insurance). There are 3 plans to choose from to suit your specific needs and budget.<\/p>\n<p>To meet the authority\u2019s requirements, each plan provides medical coverage of up to THB \u0e3f3.5 million. Such plans also include coverage for COVID-19 and come with a certificate.<\/p>\n<h3>How many days are these plans valid for?<\/h3>\n<p>These plans are valid for up to 30 days, 90 days, 180 days, or even a year. You can also secure one in less than 5 minutes through Pacific Prime Thailand! You\u2019ll also find that premiums start from as low as THB \u0e3f3,500 per policy, which is incredibly attractive!<\/p>\n<p><em>(<\/em><em>For travelers into the country, this policy needs to be purchased before arriving in Thailand, and any treatment covered would need to be on a pay and claim procedure. No claims will be paid to treatment relating to preexisting conditions.)<\/em><\/p>\n<h2>Why Pacific Prime Thailand?<\/h2>\n<p><iframe loading=\"lazy\" title=\"International Health Insurance for Expats\" width=\"700\" height=\"394\" src=\"https:\/\/www.youtube.com\/embed\/sUis1scS8T4?start=38&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/p>\n<p>As an insurance broker, we are never short of value-added <a href=\"https:\/\/www.pacificprime.co.th\/individual-health-insurance\" target=\"_blank\" rel=\"noopener noreferrer\">health insurance plans<\/a> from a range of reputable <a href=\"https:\/\/www.pacificprime.co.th\/insurers\/\" target=\"_blank\" rel=\"noopener noreferrer\">health insurance providers<\/a> in the region. When offering impartial advice to clients looking for a comprehensive and affordable plan, we always delve into their specific needs and requirements. This allows us to establish a solid understanding and, in the process, strengthens our relationship with them. As the situation changes daily, our experts can offer valuable advice based on the situation and build on your existing level of insurance coverage.<\/p>\n<p>For a free plan comparison, <a href=\"https:\/\/www.pacificprime.co.th\/contact-us\/\" target=\"_blank\" rel=\"noopener noreferrer\">contact our team<\/a> of expert insurance advisors today!<\/p>\n<div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.th\/compare-quotes\/step-one\/?campSource=PPTH-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=Blog_Banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-417\" src=\"https:\/\/www.pacificprime.co.th\/blog\/wp-content\/uploads\/2022\/05\/PPTH_Gen_01.jpg\" alt=\"Get a Quote CTA Banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Before the COVID-19 era, Thailand was a getaway destination for expats. Savings and disposable cash (when exchanged) were worth a lot more than at home. Daily costs such as food and travel were seen as incredibly affordable. However, times have changed considerably with medical inflation and inflated costs of living. Furthermore, expensive hospital bills are &#8230;<\/p>\n","protected":false},"author":15,"featured_media":2152,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[10,2],"tags":[436,1580,1862,434,1387,5,256],"class_list":["post-2151","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-insurance","tag-ban_sin","tag-covid-19-insurance","tag-covid-19-insurance-in-thailand","tag-cta_gen","tag-expat","tag-health-insurance","tag-healthcare-in-thailand"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Should Expats Secure Covid-19 Insurance for Thailand?<\/title>\n<meta name=\"description\" content=\"Expats should consider securing COVID-19\/health insurance to save them from paying for expensive hospital bills in Thailand. Learn why (and how) here!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.co.th\/blog\/why-should-expats-secure-covid-19-insurance-for-thailand\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Should Expats Secure Covid-19 Insurance for Thailand?\" \/>\n<meta property=\"og:description\" content=\"Expats should consider securing COVID-19\/health insurance to save them from paying for expensive hospital bills in Thailand. 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